Age Limit in Sukanya Samriddhi Account

This article provides detail on age limit in sukanya samriddhi account yojana. Under the ‘Beti Bachao, Beti Padhao’ campaign, Sukanya Samriddhi Account Yojana has gained lot of popularity. Since the scheme offers a secure financial future for the girl child and full income tax savings under 80C along with offering a high rate of interest, it has become quite famous among parents and guardians of a girl child.

More and more people are enquiring about the details of the schemes and are trying to find out various aspects of opening a Sukanya Samriddhi Account.  Under Sukanya Samriddhi Scheme, only one account could be opened for any girl in any of the post offices and nationalized banks listed by Reserve Bank of India. But the most common question we all have is what is the age limit of girl child to open this account and what proof is required. Don’t worry we have provided all the relevant details!

Age Limit Sukanya Samriddhi Account Scheme

Age Limit in Sukanya Samriddhi account scheme

Account can be opened for any girl child in India who has not yet attained an age of 10 years.  Since the plan has been recently launched, there is certainly a relaxation of one year for girls who have attained an age of ten year by 01st December 2014 ie girls born on or after 02.12.2003, only in case if their account is opened by 01st December 2015.

Proof of Age of the Girl Child

Since the scheme is tenure intensive, the opener of the account needs to validate the age of the girl while opening the account.  To verify her age, a Certificate of Birth of the girl child would be required which should be issued from a competent government authority. Please read this for list of Documents Required

Domicile of the girl child is not a problem

A girl child may be born in any part of India and the account can be opened in any other part of the country.  Since, the Sukanya Samriddhi Account is transferrable, any Certificate of Birth issued anywhere in India would be acceptable for opening of the account.

Age limit for maturity or partial withdrawal of Sukanya account

The tenure of Sukanya Samriddhi Account is 21 years from the date of opening of SSA.  Hence, the maturity of the account has nothing to do with the age of the child.  However, the sooner the account is opened for a girl child, the sooner would she receive the maturity amount.

However, a partial withdrawal of not more than 50 per cent is permissible under the scheme for marriage or higher education of the girl child.  Since, the legal marriage of a girl can happen only after 18 years of her age, the partial withdrawal too would take place only after she attains an age of 18 years.

Sukanya Samriddhi Account is an excellent way to secure the future of a girl child.  Girls, especially in India are brought up by the parents and they move out of the family once they get married.  Since, their marriage is a financial burden for the parents in middle and lower income groups of the society, this scheme would serve a security for the parents as well as the girl child for a carefree future.

Other Important Articles

  1. Tax Benefits of Sukanya Samriddhi Yojana
  2. Interest Rates of Sukanya Samriddhi Yojana
  3. SSA Vs PPF

About Editor


  1. My daughter born on 16 August 2016 can I open the ssa scheme account

  2. mukeshkumar patel

    dear sir
    meri ladki ki age born 2007 oct hai to yeh sukanya samruddhi yojna me kese paisa bharna hog uska full details de.

  3. Taiba Shadul Shaikh

    please reply if my daughter can take this policy her date of birth if 27/09/2006

    please reply urgently.


  4. Dear sir
    Meri sister ki age DoB 2001h kya mai apne sister ki is yojna ka labh le skti h please reply krje btaiye

  5. bachche ki age kam kitana month hona chahiye, kya? “0” age me open kara sakte hai

  6. My sister dob is 9-1-2005 can i open her ss acnt

  7. my daughter age is 9 yrs, if i open the SSY account today, when will be Maturity date will come (baby 21 yrs of Age OR 21 yrs from the date of opening account date)

  8. Vineet Rajesh Singh

    MERI ladki 10yrs.10 month ki hai Isla koi policy hai

  9. My baby’s age is 2month old. Can I open this account for her?

  10. My baby age is 01 month old can i open this account for her ?

  11. My daughter is born in october 2005. Can i open account.

  12. My daughter is born 24th September 2008 at 11:30pm.can u tell me she is valid for sukanya samridhi yogna

    • she is 9 Plus years right ? you just have few days left. as soon as she is 10 plus, even for one day you wont be able to open account.

  13. Shriya Chetan Patil

    My daughter is born on 3th October.Is she valid for sukanya samridhi yojna

  14. my daughter is age is 5years(2013). weather scheme is appreciable are not

  15. My daughter date of birth is 21st june 2002 I can open the Sukanya account bank has been reduced to open it please ping me as early as possible

  16. My daughter 9 years 200 days she is eligible for sukanya samridhi yojna or not

  17. my daughter age is now 8. i want to start SUKANYA SAMRIDDHI ACCOUNT now. How many years i have to invest? (14 years or up to my daughter age reach 14 years)

    • 14 years ie 8 +14

      • Your comment on August 6th says, Babys age + 21 years (that means if my baby age is 8 yers then it would be 8 + 21 = 29 years. Maturity is when my daughter becomes 29 years, then she can claim that amout)

        But the above reply says 8(baby age) + 14(remaining age for 21 years).

        of the above which one is correct. Could you please guide me on this.

        • You have to deposit this amount till 14 years from 15 to 21 yo cannot deposit any amount. account will mature after 21 years

  18. Daughter’s DOB is 06-12-2008